This has shown me where I have spent my money, and where I have waste, and where I can cut back. The expense tracker has been eye opening for me. I love the calendar that allows me to mark the date each bill is due, as well as my pay date, and I can plan my bills due by pay date at a glance. No more digging through stacks of mail to find what I need. I love the colorful pockets that allow me to keep my current bills due or receipts in each monthly pocket. It arrived in a very simple but elegant box. I purchased this with all hopes of having a wonderful system to budget my personal finances each month. My nursing background has made me a strict detail person.
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